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Identity Theft Insurance

Don’t go through identity theft alone. We’re here to help with affordable identity theft protection that you can add to your homeowners policy.


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What Is Identity Theft Insurance?

Sometimes called identity protection insurance, identity theft insurance helps you recover your identity and recoup losses related to identity theft, such as legal fees and lost wages. While having identity theft protection can’t guarantee that your identity won't be stolen, it can alert you to threats and provide remediation services.

What Does Identity Theft Insurance Cover?

Westfield’s identity theft protection includes access to information and resources aimed at helping you understand more about the crime of identity theft and how to protect yourself. And if you become a victim of identity theft, we provide one-on-one remedial services to help you get your life — and credit — back to normal. An experienced fraud specialist will manage your case from start to finish, handling paperwork, making calls, and advocating on your behalf.

Identity Theft Insurance

Westfield Coverage Highlights

Up to $20,000 in Coverage

for costs related to identity theft.

Personal Fraud Specialist 

to help restore your identity if it’s stolen.
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One Year Free Credit Monitoring 

if you’re the victim of identity theft.

How Does Identity Theft Insurance Work?

Identity theft insurance can’t prevent identity theft, but it can alert you to threats and help you stay safe after a data breach. If your identity is stolen, an expert fraud specialist will guide you through every step of the recovery process. Moreover, identity theft coverage can help reimburse you for out-of-pocket expenses like fraudulent transactions, legal fees, and lost wages.

Westfield’s Identity Theft Protection

Our identity theft protection includes the following:

  • Up to $20,000 in coverage for expenses related to identity theft.
  • A personal fraud specialist who can help restore your identity if it’s stolen.
  • One year of free credit and fraud monitoring if you’re the victim of identity theft.
  • Free fraud alerts and safeguards if your data has been compromised or if your home or vehicle is burglarized. 
  • Protection of your minor children’s data.
  • Help for newly engaged couples and newlyweds to avoid wedding identity scams, as well as help with name changes, notices to your creditors of your new name, and other services.
  • Assistance in clearing up fraudulent medical insurance claims.
  • Identity protection for overseas active military personnel.
  • 24/7 access to fraud specialists when you’re traveling internationally and if a passport, driver’s license, or credit card is lost or stolen.
  • Help replacing identification and other important documents lost in natural disasters.
  • Protection of the personal and financial information of deceased loved ones.

Plus, you can combine your Westfield identity theft and cyber protection coverage to receive a discount.

1.1 million

people experienced identity theft in 2022, according to the Federal Trade Commission.

Is Identity Theft Protection Worth It?

Identity theft can happen to anyone. It’s America’s fastest growing crime, with identity theft occurring every 22 seconds. And the consequences could cost you — both financially and in time spent undoing the damage. Identity theft insurance is usually a smart financial move since the premiums are significantly less expensive than the cost of experiencing identify theft.

Customize Your Policy

Explore Other Add-On Coverage Options

Service Line Coverage

When a buried utility line needs repair or replacing, this coverage can help cover the costs. 

Equipment Breakdown Insurance

When things like a washing machine or HVAC system breaks down, this coverage can help cover the repair or replacement costs.

Cyber Insurance

If you experience a cyberattack or cyberbullying, this coverage can help financially protect you.

Inland Flood Coverage

If you experience a flash flood or other flooding event, this endorsement can help cover the damage. 

Umbrella Insurance

In the event of a large claim against you, this coverage can add an extra layer of financial protection.
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Contact an Agent Near You

Our agents are here to help you get the affordable coverage you need. Reach out to an agent to learn more about our identity theft protection and get a quote. 
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Identity Theft Protection

Frequently Asked Questions

Identity theft coverage is only $35 for those with a Weskpak or homeowners policy, and this coverage is included in all Wespak Estate policies. Keep in mind that the financial burden of experiencing identity theft almost always significantly outweighs the premiums of identity theft insurance.

A Westfield agent can help you add our identity theft protection coverage to your homeowners insurance policy. If you’re a Wespak Estate customer, this coverage is automatically included in your policy.

Westfield’s identity theft protection coverage is available in all states that we offer homeowners insurance — Indiana, Illinois, Iowa, Kentucky, Ohio, Michigan, Minnesota, Pennsylvania, Tennessee, and West Virginia.