Industries We Serve
Insurance for Your Business
Contractors
Our insurance options for contractors help cover project liabilities, employee tools, errors and omissions, and more.
Distributors
Coverage for distributors supports a wide array of operations, including home furnishings, industrial machinery, and construction supplies.
Farm and Agribusiness
Specialized coverages for farmers and agribusiness owners that address the unique challenges faced by the agricultural sector.
Health Care
Our health care coverage options serve a broad range of medical offices, laboratories, and care centers.
Hospitality
From restaurants and caterers to hotels and golf courses, our extensive experience and strong coverages set Westfield apart.
Manufacturers
Whether you work in metal fabrication, screen printing, or food production, our coverage can be customized to meet your needs.
Real Estate
Our products and services help real estate owners and property managers address the specific risks of their industry.
Commercial Coverages*
What Type of Insurance Do You Need to Run a Business?
General Liability
Help your business recover from lawsuits and claims related to incidents on your properties.
Commercial Property
Safeguard your buildings, whether owned or leased, and certain on-site equipment and assets.
Business Interruption
Cover expenses and maintain cash flow if your operations are disrupted by a covered event.
Commercial Auto
Safeguard the vehicles you and your employees use for business purposes, including trucks and vans.
Equipment Breakdown
Shield your business from costly repairs when equipment fails due to a mechanical or electrical issue.
Inland Marine
Protect valuable assets like tools and supplies while in transit or when stored at a temporary location.
Crime Insurance
Protect your business against theft of money and securities, whether on- or off-site, under certain circumstances.
Commercial Cyber
Help your business respond to and recover from various cyber-attacks, including data breaches and phishing attempts.
Commercial Umbrella
Get additional coverage that exceeds the limits of your primary insurance policies.
Workers’ Compensation
Help pay for the medical care, rehabilitation costs, and lost income of employees who are injured on the job.
Hear From Our Customers
Thank you for being such a reliable insurance company to have by my side to help my business when in need of advice, and for the communication over the years.
– Robin F., Commercial Lines Customer
Products & Services
Effective Products and Services to Elevate Your Business
Whether you run a multi-location enterprise or online-based small business, insurance is critical to your success and financial stability. At Westfield, a business insurance policy is just the beginning. We also offer a variety of products and services designed to enhance and protect your business, employees, and clients.
Risk Control
Westfield is dedicated to helping businesses like yours thrive. We offer industry-specific risk management services and resources to help create a safe workplace and keep losses to a minimum.
Premium Audit
As your business evolves and its needs change, so may your insurance premium. That’s why Westfield conducts periodic premium audits to make sure you only pay for what you need.
Surety Bonds
We offer a broad selection of commercial and contract surety bonds to support your business. Our bonds help ensure you meet your commitments and contractual obligations with confidence.
Specialty Insurance
Our team brings extensive expertise and experience to the international specialty market. We can tackle complex coverages like management liability, excess and surplus (E&S) property, and more.
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Why Westfield
What Should You Consider When Purchasing Insurance?
When it comes to protecting your business, look for coverage that not only matches your unique needs, but is also backed by a carrier with proven reliability and specialized industry knowledge.
Customizable Coverage
Westfield agents tailor your policy to match the specific needs of your business and budget.
Financial Strength
Westfield has been “A” Rated (Excellent) by AM Best for financial strength since 1934.
Industry Experience
Our team of underwriters, risk control consultants, and claims specialists have industry-specific expertise.
Business Insurance Insights
5 Types of Business Insurance
It’s important to understand the various types of business insurance available so you know what kind of policy is best suited for your needs.
Do Small Business Owners Need Workers Compensation?
Workers’ compensation provides benefits to employees who are injured or become ill on the job. Learn when small business owners need this coverage.
Protect Your Bottom Line: 5 Hidden Costs That Could Break Your Business
This list uncovers five budget busters and alternative options to save cash.
*Please review your actual policy language to see applicable coverages, limits, and exclusions.