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Business Owners Policy (BOP) Insurance

Bundle essential business insurance coverages into one convenient, affordable package with BOP insurance.  

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What is BOP Insurance?

A business owners policy, often called a BOP policy, combines general liability, commercial property, and business interruption insurance into one policy. Popular among small and medium-sized businesses, BOP insurance helps protect against a variety of claims.

At Westfield, we take BOP insurance a step further. With SureStep® BOP, many expanded endorsements are included, and you can enhance your policy with additional coverages to better meet your unique insurance needs. SureStep allows business owners to create an affordable, yet powerful insurance package.

SureStep BOP

Insurance That Grows With Your Business

As a business owner, your insurance needs can shift quickly. That’s why we created SureStep BOP, the flexible, grow-as-you-go business owners policy. All SureStep BOP policies start with general liability, commercial property, and business interruption insurance, but can be customized with additional coverages like commercial auto and inland marine. Plus, you can adjust coverages and policy limits as your business needs change over time. With SureStep BOP, we’re with you every step of the way. 

Hear From Our Customers

My company has been a customer with Westfield for at least 5-7 years and even though we don’t have many claims, when we do, they jump right in and take care of all the issues in a timely manner and very professional. Glad we have them, as it makes our job a lot less stressful when it comes to these issues. 

– Gregory M., Commercial Lines Customer 

Standard SureStep BOP Coverages

What Coverages are Included in a BOP?

With a SureStep BOP policy, the following three types of insurance are always included, with the option to add almost any additional commercial coverage* that Westfield offers.  

Property

Protection for your owned or rented buildings, property used to operate your business, and the personal property of other people. 

Business Interruption

Coverage that keeps the cash flowing so you can meet your obligations if you can’t operate because of covered property damage.

General Liability

Insurance that helps protect against lawsuits and claims alleging negligence, bodily or personal injury, or property damage.

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Get a BOP Insurance Quote

Find an Agent Near You

Insurance for business owners can be confusing. No matter what type of business you own, our agents can help you select the right BOP insurance coverages. Reach out today to start the quote process. 
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* Please review your actual policy language to see applicable coverages, limits, and exclusions.

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