Popular Coverages
What Types of Insurance Do I Need for My Medical Office?
When it comes to business insurance for medical practices, there is a range of coverages that you should consider. While the exact insurance you need depends on your specific operations, here are some of the coverages* that the health care industry commonly purchases:
General Liability
Help protect your business from the financial impact of lawsuits and claims related to patient or visitor injuries, property damage, and advertising injuries.
Commercial Property
Safeguard your office, clinic, or care facility — whether leased or owned — as well as on-site equipment, medical devices, and other assets.
Business Interruption
Ensure your practice can manage ongoing expenses and maintain cash flow if operations are disrupted due to a covered event.
Commercial Auto
Safeguard the vehicles your employees rely on for house calls, specimen transports, and other business purposes, while they’re on the road.
Equipment Breakdown
Shield your practice from costly repairs and downtime when essential medical equipment fails due to a mechanical or electrical issue.
Workers’ Compensation
Help cover the medical care, rehabilitation costs, and lost wages for staff members who are injured while working in your medical facility.
Crime Insurance
Safeguard your practice against theft money and other securities, whether on- or off-site, under certain circumstances.
Commercial Cyber
Help your practice respond to and recover from cyber-attacks, including breaches of patient information and damage to electronic health records.
Commercial Umbrella
Gain additional protection that extends beyond the limits of your standard business policy for larger liability risks and exposures.
Why Westfield
What Should You Consider When Purchasing Insurance?
When it comes to protecting your business, look for coverage that not only matches your unique needs, but is also backed by a carrier with proven reliability and specialized industry knowledge.
Customizable Coverage
Westfield agents tailor your policy to match the specific needs of your business and budget.
Financial Strength
Westfield has been “A” Rated (Excellent) by AM Best for financial strength since 1934.
Industry Experience
Our team of underwriters, risk control consultants, and claims specialists have industry-specific expertise.
*Please review your actual policy language to see applicable coverages, limits, and exclusions.