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Manufacturers Insurance 

Whatever it is you make — from precision metal components to delectable baked goods — our manufacturers insurance provides coverages to meet your unique needs. 

Factory employee working on a bread production line.
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Coverage at Westfield

What Is Manufacturing Insurance?

Manufacturers insurance is a combination of commercial policies designed to help safeguard your business against various risks and exposures. At Westfield, we offer a range of protections to cover everything from rejected shipments and spoilage to errors and omissions — giving you the peace of mind you deserve.

Popular Coverages

What Business Insurance Should Manufacturers Have? 

From machinery and products to employees and customers, there are a lot of moving parts when you’re a manufacturer. That’s why we work with you to customize a policy that fits the needs of your specific operation. Explore the coverages* that manufacturers commonly purchase: 

General Liability

Helps protect your business from the financial impact of lawsuits and claims related to customer injuries, property damage, or issues with your products.

Commercial Property

Safeguard your facilities and other structures — whether leased or owned — as well as on-site equipment and other valuable assets.

Business Interruption

Manage ongoing expenses and maintain cash flow if your operations face an unexpected shutdown due to a covered loss.

Commercial Auto

Safeguard the vehicles your employees use for business purposes, including trucks and vans, while they’re on the road.

Equipment Breakdown

Shield your business from costly repairs and downtime when essential equipment fails due to a mechanical or electrical issue.

Crime Insurance

Safeguard your business against theft of product, equipment, and cash, whether on- or off-site, under certain circumstances. 

Workers’ Compensation

Help cover the medical care, rehabilitation costs, and lost income of employees who are injured on the job.

Commercial Cyber

Help your business respond to and recover from various cyber-attacks, including personal information breaches and data damage. 

Commercial Umbrella

Gain additional protection that goes beyond the limits of your standard business policy, covering larger risk exposures and liabilities.
SureStep® BOP

Manufacturer Insurance for Small Businesses 

Many small manufacturing companies start with a business owners policy (BOP), which combines essential coverages into one convenient, affordable package. Westfield’s SureStep BOP includes property, business interruption, and general liability insurance, with the option to add other industry-specific endorsements and coverages.
EXPLORE OUR BOP
Team of factory workers standing in a row and smiling.
Sectors We Serve

Who Needs Manufacturers Insurance?

Whether you work in metal fabrication or food manufacturing, insurance is crucial to your business’s financial stability. Westfield supports a range of operations, including:

  • Bakery products manufacturing
  • Commercial printing 
  • Food and beverage manufacturing
  • Metal fabrication 
  • Metal goods manufacturing
  • Non-critical auto parts manufacturing
  • Plastic goods manufacturing
  • Rubber goods manufacturing
Factory equipment used for pitting cherries.
Pricing Factors

How Much Does Manufacturing Insurance Cost? 

The cost of your insurance depends on a variety of factors, including:

  • Claims history
  • Equipment used
  • Location(s)
  • Materials handled
  • Number of employees
  • Safety protocols implemented

The easiest way to determine what your insurance premium will be is to get a quote from one of our agents. 

Risk Control Services

How Can Manufacturers Prevent Losses? 

At Westfield, we believe your policy is just the beginning. We offer risk control resources and insights specific to the manufacturing industry to help prevent a claim from ever happening. We’re here to support you in creating the right safety solutions for your manufacturing business.
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Why Westfield

What Should You Consider When Purchasing Insurance?

When it comes to protecting your business, look for coverage that not only matches your unique needs, but is also backed by a carrier with proven reliability and specialized industry knowledge.

Customizable Coverage

Westfield agents tailor your policy to match the specific needs of your business and budget. 

Financial Strength 

Westfield has been “A” Rated (Excellent) by AM Best for financial strength since 1934.

Industry Experience

Our team of underwriters, risk control consultants, and claims specialists have industry-specific expertise.
Manufacturers Insurance Quotes

Find an Agent Near You

With manufacturers insurance from Westfield, you gain peace of mind knowing you’re protected with customized coverage designed to help you quickly bounce back after a setback.
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Manufacturers Insurance 

Frequently Asked Questions

Manufacturers insurance isn’t a one-size-fits-all solution. Instead, it’s a customizable mix of coverages and endorsements designed to help financially protect your business from various risks and exposures. At Westfield, we offer the protections you expect, plus additional coverages to address unique exposures.

Manufacturer liability insurance provides protection against lawsuits and other covered claims arising from injuries or damages involving individuals not employed by the business. This includes bodily injury, property damage, and advertising injury. 

Product liabilities insurance helps protect your business from claims that a product you made or sold caused bodily injury or property damage. It may cover legal fees, medical costs, and compensatory damages.

Commonly called manufacturers E&O insurance, this coverage is designed to help protect businesses from financial losses that may result from manufacturing mistakes or negligence in the design or manufacturing of their product, including misinformation and mislabeling.

*Please review your actual policy language to see applicable coverages, limits, and exclusions.