Commercial Agribusiness Insurance

Explore our dynamic commercial farm and agribusiness insurance solutions for manufacturers, processors, wholesalers, and more.

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Tailored Agribusiness Insurance Coverage

Whether you work on the manufacturing, processing, or wholesale side of agriculture, Westfield can help you understand your risks and navigate the hazards of your industry. Gain peace of mind and help protect your livelihood with our customizable commercial agribusiness insurance options.

Agribusiness Insurance

Popular Coverages

With Westfield, you can always customize your agribusiness insurance policy to your operation’s needs. While our independent agents will help you determine the coverages you need, here are some of the most common coverages* customers add to our commercial agribusiness insurance policies.

Property

Covers your operation’s buildings, contents, equipment, and other property.

Business Interruption

Safeguards against loss of income due to business interruptions.

Commercial Auto

Covers company vehicles or personal vehicles used for business purposes.

General Liability

Protects you and your business from general claims involving bodily injuries and property damage.

Farm Liability

Safeguards against lawsuits and losses caused by bodily injury or property damage.

Transportation/Cargo

Provides financial security in case of accidents or damage to goods during transportation.

Food Manufacturing and Processing

Our food manufacturing and processing insurance can serve the unique needs of a variety of agribusiness operations, including:

Animal feed manufacturing
Dairy products manufacturing
Dried and dehydrated food manufacturing
Egg production and processing
Fluid milk processing
Fruit, juice, and vegetable canning
Meat, fish, poultry, and seafood processing
Packing houses
Roasted nuts and peanut butter manufacturing
Spice and extract manufacturing
Sugar manufacturing
Wineries and vineyards

Female worker and customer chatting in a wholesale plant nursery.

Wholesale and Distribution

Our wholesaler and distribution coverage options were designed to meet the insurance needs of the following agribusiness operations:

Dairy product merchant wholesalers
Farm machinery or equipment dealers
Farm supply merchants
Feed, grain, and hay dealers
Fertilizer dealers and distribution
Fish and seafood wholesalers
Flower and nursery wholesalers
Fresh fruit and vegetable distribution
Livestock merchant dealers

Female veterinarian caring for dairy cows in a barn.

Agricultural Services

Westfield offers insurance coverage options for agricultural services like these:

Animal production support activities
Citrus harvesting
Custom farming/harvesting
Farm labor contract services
Veterinary services

Young woman loading a truck with produce.

Workers’ Compensation

With a history rooted in agriculture, Westfield intimately understands the risks you and your workers face every day. In fact, we were founded by a group of farmers more than 175 years ago. Over the years, we have expanded and grown with both farmers and commercial industries.

Today, our workers’ compensation insurance package is designed with one goal in mind — getting your claims successfully resolved and workers back on the job safely. That’s why our package includes return-to-work, nurse triage, and pharmacy benefits programs alongside a variety of other services and resources.

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More Farm Insurance Options

Looking for protection for your family ranch, farm animals, or agri-tainment business? Westfield offers farm insurance and livestock insurance that can provide broad coverage for a range of farming operations.

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Agribusiness Insurance Coverages and Endorsements

Equipment Breakdown Insurance

Get your farm equipment back up and running after mechanical and electrical breakdowns or utility service interruptions.

Workers’ Compensation Insurance

Help protect the people that are critical to your farming operation with our robust suite of workers’ compensation programs.

Cyber Insurance

Get first- and third-party coverage to help protect against losses, including data breaches, extortion, and ransomware with this coverage.

Crime Insurance

Help protect yourself against stolen property claims arising inside or outside your operation’s premises under certain circumstances.

Commercial Umbrella Insurance

Add extra peace of mind with a farm umbrella policy that helps protect you if a large claim is filed against you.

Commercial Auto Insurance

Make your business policy stronger by protecting the vehicles that make your farming operation possible.

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Get a Commercial Agribusiness Insurance Quote

While we commonly provide agriculture insurance for the industries outlined above, there are many other agribusiness operations we cover. Check with a Westfield agent to determine if we are the right agribusiness insurance carrier for you.

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Commercial Agribusiness Insurance

Frequently Asked Questions

What insurance does my agribusiness need?

Property, liability, business income, and commercial auto coverages are good places to start when it comes to commercial agribusiness insurance. Depending on your operations, you may want to consider add-on endorsements like cyber, equipment breakdown, workers’ compensation, or umbrella insurance. Our experienced agents will help you customize your policy to meet the needs of your business.

How much is agribusiness insurance?

It depends. Your premium is based on a variety of factors, but here are some of the most common ones:

Industry
Business location
Business operations
Claims history
Property valuation
Risk exposure
Annual revenue

Connect with an insurance agent for a quote.

Do agriculture vehicles need insurance?

It’s almost always a good idea to add vehicle protection to your commercial agribusiness insurance policy. This coverage can help safeguard against accidents and other unexpected events.

*Please review your actual policy language to see applicable coverages, limits, and exclusions.