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Commercial Agribusiness Insurance

Explore our dynamic commercial farm and agribusiness insurance solutions for manufacturers, processors, wholesalers, and more.

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Tailored Agribusiness Insurance Coverage 

Whether you work on the manufacturing, processing, or wholesale side of agriculture, Westfield can help you understand your risks and navigate the hazards of your industry. Gain peace of mind and help protect your livelihood with our customizable commercial agribusiness insurance options. 

Agribusiness Insurance

Popular Coverages

With Westfield, you can always customize your agribusiness insurance policy to your operation’s needs. While our independent agents will help you determine the coverages you need, here are some of the most common coverages* customers add to our commercial agribusiness insurance policies. 

Farm Liability 

Safeguards against lawsuits and losses caused by bodily injury or property damage.

Transportation/Cargo 

Provides financial security in case of accidents or damage to goods during transportation.
Eggs in a processing plant.

Food Manufacturing and Processing 

Our food manufacturing and processing insurance can serve the unique needs of a variety of agribusiness operations, including:

  • Animal feed manufacturing
  • Dairy products manufacturing
  • Dried and dehydrated food manufacturing
  • Egg production and processing
  • Fluid milk processing
  • Fruit, juice, and vegetable canning
  • Meat, fish, poultry, and seafood processing
  • Packing houses
  • Roasted nuts and peanut butter manufacturing
  • Spice and extract manufacturing
  • Sugar manufacturing
  • Wineries and vineyards
Female worker and customer chatting in a wholesale plant nursery.

Wholesale and Distribution

Our wholesaler and distribution coverage options were designed to meet the insurance needs of the following agribusiness operations:

  • Dairy product merchant wholesalers
  • Farm machinery or equipment dealers
  • Farm supply merchants
  • Feed, grain, and hay dealers
  • Fertilizer dealers and distribution
  • Fish and seafood wholesalers
  • Flower and nursery wholesalers
  • Fresh fruit and vegetable distribution
  • Livestock merchant dealers
Female veterinarian caring for dairy cows in a barn.

Agricultural Services 

Westfield offers insurance coverage options for agricultural services like these: 

  • Animal production support activities 
  • Citrus harvesting
  • Custom farming/harvesting
  • Farm labor contract services
  • Veterinary services
Young woman loading a truck with produce.

Workers’ Compensation

With a history rooted in agriculture, Westfield intimately understands the risks you and your workers face every day. In fact, we were founded by a group of farmers more than 175 years ago. Over the years, we have expanded and grown with both farmers and commercial industries. 

Today, our workers’ compensation insurance package is designed with one goal in mind — getting your claims successfully resolved and workers back on the job safely. That’s why our package includes return-to-work, nurse triage, and pharmacy benefits programs alongside a variety of other services and resources. 

More Farm Insurance Options

Looking for protection for your family ranch, farm animals, or agri-tainment business? Westfield offers farm insurance and livestock insurance that can provide broad coverage for a range of farming operations.  

Customize Your Policy

Agribusiness Insurance Coverages and Endorsements 

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Get a Commercial Agribusiness Insurance Quote 

While we commonly provide agriculture insurance for the industries outlined above, there are many other agribusiness operations we cover. Check with a Westfield agent to determine if we are the right agribusiness insurance carrier for you. 
Commercial Agribusiness Insurance

Frequently Asked Questions

Property, liability, business income, and commercial auto coverages are good places to start when it comes to commercial agribusiness insurance. Depending on your operations, you may want to consider add-on endorsements like cyber, equipment breakdown, workers’ compensation, or umbrella insurance. Our experienced agents will help you customize your policy to meet the needs of your business. 

It depends. Your premium is based on a variety of factors, but here are some of the most common ones: 

  • Industry 
  • Business location 
  • Business operations
  • Claims history
  • Property valuation
  • Risk exposure
  • Annual revenue

Connect with an insurance agent for a quote.

It’s almost always a good idea to add vehicle protection to your commercial agribusiness insurance policy. This coverage can help safeguard against accidents and other unexpected events. 

*Please review your actual policy language to see applicable coverages, limits, and exclusions.