Insurance in Simple Terms

Looking for easy-to-understand explanations of how insurance works and what it can do for you? Our Insurance in Simple Terms page will help you navigate insurance terminology and gain a basic understanding of policies and coverage. Look here first when you have questions!

Insurance Coverage Explanations What is Umbrella Insurance? Common "Endorsements" Replacement Cost Valuable Items Uninsured Motorists          Resources Home Insurance Checklist (PDF) Car Insurance Checklist (PDF) RV Insurance Checklist (PDF)

Common Misunderstandings Myths: What's often NOT covered by your insurance Life Changes: When to call your agent Coverage Gaps: Find gaps in your coverage with the Coverage DetectiveTM Teen Drivers: How they impact your insurance Credit Scores

Choosing an Agent Why buy through an agent? Does your current agent only represent one company?

Ways to Save Money Discounts Tips to save on home insurance Tips to save on car insurance

Tools & Resources Home Inventory Creator Case Studies Claims Checklists Consumer Resources